Get more from your money with up to 4.85% p.a. interest

with a National Seniors Term Deposit account

Home Loan Referral Program


Say hello to flexible, affordable home loans with more features and competitive rates with National Seniors' partner, Auswide Bank.

Award-winning home loans

Award-winning home loans

Competitive rates

Competitive rates

Feature-packed loans

Feature-packed loans

Supporting older Australians

Supporting older Australians

Discover the Auswide difference


Helping Australians achieve home ownership for over 57 years
At Auswide Bank, it’s the small things that make a big difference. Auswide understand that every decision they make creates a big difference to your home loan experience.

Award-winning home loans with competitive rates and packed with features
Being a small bank means Auswide Bank offers great value home loans. Auswide Bank home loans are packed with helpful features which allow customers to pay off their home loan sooner.

Exceptional service
Whether it’s a first home or an investment property, Auswide Bank Lending Consultants are available to help you, your family member, or someone you know each step of the way.

Panel lender for the Home Guarantee Scheme (HGS)
The HGS is an Australian Government initiative to support eligible home buyers to purchase a home sooner. Auswide Bank is a panel lender on the Scheme, administered by Housing Australia on behalf of the Australian Government. If you wish to refer a family member for a home loan under the HGS, enquire now. 

Enquire now

How the Home Loan Referral Program works


When you enquire about a Home Loan, National Seniors will refer you to Auswide Bank for the purpose of applying for credit (Auswide is the credit provider). They will then be in touch with next steps.

Enquire now

Home Loan Calculators


Use Auswide's calculators to give you an idea of what your repayments could be.

Supporting our Advocacy

Every home loan supports National Seniors Australia Advocacy

Every home loan supports National Seniors Australia Advocacy

National Seniors Australia is a not-for-profit organisation that gives Australians aged over 50 a strong national voice.

We advocate for better outcomes for older Australians and tackle issues such as age discrimination, accessible housing, pension poverty, health costs, aged care and retirement income. Our work is made possible through the support of generous Australians who become members, donate, or use our services.

When Auswide Bank approves a home loan customer referred to them by National Seniors Australia, Auswide will pay National Seniors Australia a modest commission that does not add to the cost of the loan. As a not-for- profit organisation, this income helps us advocate for better outcomes for older Australians.

Prefer to speak to someone?


Contact our team on 1300 342 149 between 8:30am and 5pm AEST weekdays, or complete the form below to send an online enquiry and we will respond as soon as we can.

Enquire now


Complete the form below to send an online enquiry and a lender from Auswide Bank will respond as soon as they can. Auswide Bank Limited ABN 40 087 650 060 Australian Credit Licence 239686 is the credit provider. If you are approved for a home loan, National Seniors Australia will receive a referral fee from Auswide Bank of the higher of $150 or 0.30% of the total loan amount.

About Auswide Bank

Auswide Bank is a smart alternative for National Seniors Australia members and their families who are looking to buy their first home, their next home or an investment property.

Established in 1966, Auswide Bank’s mission has been to provide a convenient, high-quality alternative to the big banks and to put customers first. Now more than 57 years on, Auswide Bank continues to help Australians achieve home ownership, create wealth and access banking and financial services – making lives easier.

Through customer service and quality products, Auswide Bank has achieved a national presence, made possible by mutually beneficial relationships, online technology and our network of branches across Queensland. We are proud to offer award winning products, internet and mobile banking and a Queensland-based contact centre.

Related products

National Seniors Money Manager

National Seniors Money Manager

The National Seniors Money Manager account pays interest on every dollar you deposit, and your money is there whenever you need it.

With no monthly fees, and access to your available balance online via a Visa Debit Card, National Seniors Money Manager account offers you a flexible savings account anytime, anywhere.

National Seniors Term Deposit

National Seniors Term Deposit

Get more from your money with a National Seniors Term Deposit.

With no fees and flexible terms, lock in a competitive interest rate that's protected for your fixed term. Earn competitive interest rates on $5,000 or more.

National Seniors Home Insurance

National Seniors Home Insurance

Insure your house, the things inside it, your portable contents or your investment property with National Seniors Home Insurance.

Terms and conditions


Where you enquire about a home loan, National Seniors Australia Ltd ABN 89 050 523 003 will refer you to Auswide Bank Limited ABN 40 087 650 060 Australian Credit Licence 239686 (Auswide Bank) for the purpose of applying for credit. Auswide Bank is the credit provider. If you are approved for a home loan, National Seniors Australia will receive a referral fee from Auswide Bank of the higher of $150 or 0.30% of the total loan amount. Approval of credit is subject to Auswide Bank's eligibility, lending and credit criteria. Additional eligibility criteria applies to the Home Guarantee Scheme. Fees, charges, terms and conditions apply. National Seniors Australia is not a credit representative of Auswide Bank and is unable to assist you with your credit application.

We've got your back

With National Seniors, your voice is valued. Discover how we campaign for change on your behalf.

Learn more